• need certainly to disperse household thus a kid and you will woman have separate rooms – if they are about a decade old
• need go on to a home that is more desirable getting a beneficial disability
• actually have a home loan on family you happen to be going out regarding – you can’t have more SMI than just you will get for your old mortgage
• are becoming Houses Work with after you buy your new house – you simply cannot get more SMI versus quantity of Houses Work with you are getting
• merely rating JSA, ESA otherwise Money Assistance to support houses costs – you can not get more SMI compared to the number of JSA, ESA or Income Assistance you’re going to get

If you otherwise your partner do some paid works, you may not score SMI for this review several months. A keen ‘review period’ is the time frame new DWP use to calculate your following Common Borrowing from the bank commission. For every single research period continues a month.

In the event the Universal Credit concludes, your own SMI money will minimize also. You can claim Universal Borrowing and you will SMI once more when you earn quicker.

If you make a new claim to possess Universal Borrowing from the bank, it is possible to often have to wait nine weeks for your SMI costs to begin with.

In the event the you are able to not be able to shell out your mortgage up to your SMI payments initiate, see exactly what help you get along with your most other traditions can cost you. Read more